Borrow up to 80% of your savings
Up to 5 years to repay
Available in USD/KYD dollars
No processing fees
Access to cash via teller in-branch, ATM or POS
Competitive interest rate
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Benefits of a cash secured loan
- Use for any purpose
- Build and improve your credit
- Save on future loans
- Helps you keep your savings intact
- You must be 18 years or older
- Proof of identity – (Passport ID or Photo Card Driver’s Licence and Proof of Citizenship,evidence of residency/work permit/status - if residing in Cayman)
- Pay advice (last 3 months)
- Banker’s reference letter (current balances and banking history)
- Income verification letter (must state job title, salary and period of employment
- Must be a JN Cayman fixed deposit account holder
- Credit report (Equifax or Experian): applicable to overseas applicants
- Last 2 years of tax returns (applicable to overseas applicants)